https://cdn2.spatial.io/s/avatar_generic_bodies/rpm_male_formal/model.glb

Underwriting & Risk Management assesses and manages risks related to insurance policies, loans, or investments. It gauges applicant's financial health and creditworthiness to mitigate risks effectively. Its role is vital in protecting businesses and individuals from potential financial losses. By utilizing stringent risk assessment methods, it strives to strike a balance between profitability and risk exposure.

Underwriting & Risk Management

Welcome to The Haunted Bayou! Deep in the swamps of Louisiana, uncover the mysteries that await. Seek those who dwell within this area to learn about the legend of the Rougarou! You might find more than you bargained for. Watch out for the bayou beasts, or you may become one yourself! This space was built by Looty and wouldn't be possible without him. Be sure to complete the quest for a badge and prizes! Look for updates as the space evolves! Laissez les bons temps rouler ⚜️🐊

The Haunted Bayou

Try out the latest in wing fashion . All Items & avatars purchased from here can be worn universally in all spaces.

Avatar Wing Shop : Universal Auras Sold Here

Freeze time and harness lightning to propel yourself through 30 levels of nearly-impossible parkour, while solving gravity-defying puzzles

Timelock: Puzzle Parkour

Rainbow Obby is a super fun obby game that challenges you to reach the top of the giant obstacle course set in the sky. Beware of the fall and you'll explode into a spectacular display of confetti dust.

Rainbow Obby

Step into the shoes of Milo, a young hero on a journey across Brooklyn's rooftops to discover his voice and unlock the power of UNLIMITED. Guided by legendary mentors and mysterious allies, Milo will face trials that challenge his strength, resilience, and courage. Will he rise above his doubts to become truly limitless?

Produced by in support of local communities.
Developed by PIGIAMA KASAMA.
Written and animated by Martian Blueberry.

Walmart UNLIMITED | Episode 1: Milo

Dive into Neon Ghost and experience an action-packed adventure MMORPG that takes place in a dystopian world, where you play as a cyberpunk mercenary in a high-stakes battle for survival.

Neon Ghost is a free to play, open-world with an engrossing story and a diverse cast of characters that is entirely playable on the web. Destroy an onslaught of rampaging robots, elevate your skills as you level up, amass an arsenal of powerful weapons and abilities, and become a legend in Neon Ghost.

Neon Ghost

If you're not careful and you noclip out of reality in the wrong areas, you'll end up in the Backrooms, where it's nothing but the stink of old moist carpet, the madness of mono-yellow and the endless background noise of fluorescent lights.
And God save you if you hear something wandering around nearby, because it sure as hell has heard you.

Backrooms Game

I'm testing my cars and flying machines here.
There is a racing track and just off-road, you can also try your hand at the mountains. There are also 3 places for gatherings with friends around the campfire (one of them has strange properties - your avatar changes there every 40 seconds and the fire is there... almost cyberpunk :))
Press L key - get acceleration, low gravity.
Press CTRL+Q to switch to first/third person mode.
P.S. I will add some slot machines soon, Pong is already ready :)

Hulk's Autodrome

Experience the thrill of competition! 🏁 Race against other players 🎨 customise your bike and 💯  master your driving skills! • Have feedback or want a circuit dedicated to your brand? Contact us at superbike@instinct.pt 📩 

Developed by Instinct.

Superbike Racing

Welcome to the Corporate Office, the central hub of Thorium Labs. Here, top decisions are made, and all business activities, management, and administration converge.
Powered by ChatGPT.

Corporate Office 2.0 by Thorium Labs

Test different AI systems and Voices that can be deployed in Spatial.
 
LLM's Included:
Some of the included API's Used in this space are:
OpenAI Assistants API(GPT4o-mini) 
Anthropic (claude) API
Groc API (llama-3.1-8b-instant, llama-3.1-70b-versatile, llama3-70b-8192, llama3-8b-8192, mixtral-8x7b-32768, gemma-7b-it, gemma2-9b-it)
TTS Services Included:
OpenAI Voice TTS
Elevenlabs V2 TTS Voices API
Deepgram LLM API
Musicify Voice Changing (Trump) 

Building AI Agents In Spatial 

A single family terrifying tragedy sets off catastrophic chain of events that forever alters the fate of humanity. Horror RPG.

The Other Us - Prologue (Horror Showcase)

Rescue prisoners, avoid cameras, and incapacitate robot guards in this impossible prison escape game, Escape Lockdown! Arm yourself with batons, tasers, and flamethrowers as you fight your way to freedom while saving your friends. Use your earnings to unlock even more powerful weapons to take down the patrolling guards on the increasingly challenging levels. With its intense gameplay and puzzle-like challenges, fight for your freedom in  this fun, free, obby escape game!

Escape Lockdown

Welcome to the Tentaverse, an ancient underwater world filled with secrets waiting to be revealed. Are you the one who solve the mystery of the Tentaverse? The people of this world are passionate art lovers, offering you the perfect chance to showcase your artwork. Get ready for regular events, including wild parties, art showcases, and networking gatherings. Sound good? Then don't hesitate—dive right in!

The mystery of the Tentaverse

A famous alpine town with more than 750 years of history, internationally renowned for sports, culture, and events. Based on true surroundings. Welcome to Digitalstadt Kitzbühel.

Digitalstadt Kitzbuehel

WipeOut

Get ready to rage quit cause this obby is stoopid impossible. It's stupid crazy long and i havn't even beat the level yet myself.

CONTROLS:
WASD to move
space to jump/double jump


Stoopid Long Obby!

The Galadari Meta Mall: Pioneering the Future of Meta Shopping!

Step into the next generation of online shopping with The Galadari Meta Mall — a groundbreaking virtual retail experience redefining how we explore, engage, and shop in the digital world. 

Whether you're browsing luxury fashion, tech, lifestyle brands, or unique collectibles, the Galadari Meta Mall transforms shopping into a fully interactive adventure. 

Galadari Meta Mall is where the future of shopping begins.

Galadari Meta Mall

Welcome to Irule Store, your gateway to animations exclusive to Spatial. Hop on our Spicy Fish ride, unwind in the meditation space, and dance on our unique floor. Presented by #Iraxlab and #9DGHOST.
#best-of-spatial

Irule Store

A ripple in time, an experience like no other.

You're just moments aways from entering the BOSS Immersive Showroom: a digital extension of the liquid-themed BOSS Miami Fashion Show.

Get ready to discover pieces directly from the runway in our new, digital shopping adventure.

BOSS Immersive Showroom 

{"default":2048,"webGL":1024,"androidMobile":1024,"iOSMobile":1024}

Absolut Land Thumbnail

Kasama Thumbnail

Cultureverse Thumbnail

Boss Immersive Showroom Thumbnail

Jack Daniels Thumbnail

Superbike Racing Thumbnail

Lofi Chill with Ari Thumbnail

Neon Ghost Thumbnail

Mars: 2084 Thumbnail

Versework Game Thumbnail

https://cdn2.spatial.io/s/default-room-content/PRIVATE_LOBBY_WITH_NEW_CONTENT3.json

Underwriting & Risk Management

Release Date

Tags

The Haunted Bayou

Avatar Wing Shop : Universal Auras Sold Here

Timelock: Puzzle Parkour

Rainbow Obby

Walmart UNLIMITED | Episode 1: Milo

Neon Ghost

Backrooms Game

Hulk's Autodrome

Superbike Racing

Corporate Office 2.0 by Thorium Labs

Building AI Agents In Spatial

The Other Us - Prologue (Horror Showcase)

Escape Lockdown

The mystery of the Tentaverse

Digitalstadt Kitzbuehel

WipeOut

Stoopid Long Obby!

Galadari Meta Mall

Irule Store

BOSS Immersive Showroom

The Haunted Bayou

Avatar Wing Shop : Universal Auras Sold Here

Timelock: Puzzle Parkour

Rainbow Obby

Walmart UNLIMITED | Episode 1: Milo

Neon Ghost

Backrooms Game

Hulk's Autodrome

Superbike Racing

Corporate Office 2.0 by Thorium Labs

Building AI Agents In Spatial

The Other Us - Prologue (Horror Showcase)

Escape Lockdown

The mystery of the Tentaverse

Digitalstadt Kitzbuehel

WipeOut

Stoopid Long Obby!

Galadari Meta Mall

Irule Store

BOSS Immersive Showroom